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Thinking on emerging markets, cross-border expansion, financial inclusion, and what it takes to build businesses at the frontier.

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Start Over Strong: 5 Shifts That Turn Disruption Into Your Next Big Move

Disruption is not the end of the story. In twenty-five years of counseling people through crisis and building businesses across borders, the pattern is consistent: the people who recover fastest are not the ones with the most resources. They are the ones willing to stop at the tree line and look outward.

May 30, 2026Read Article

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Emerging Markets·5 min read

The Invisible Infrastructure: Why Emerging Markets Stall Before They Scale

Most businesses entering emerging markets focus on product-market fit. They miss the more fundamental question: does the infrastructure required to support the business actually exist?

October 15, 2025Read
Financial Inclusion·7 min read

Credit Scoring for the Unbanked: Lessons from Philippine Financial Inclusion

The Philippines fintech boom didn't begin with apps. It began with the harder, less visible work of building the data and regulatory foundations that made digital finance possible.

September 3, 2025Read
Strategy·4 min read

Building at the Frontier: Why the Purlieu Principle Still Applies

The word "purlieu" describes the boundary where an established territory ends and something undefined begins. It's where the next phase of real economic growth happens — and where the most lasting businesses are built.

July 21, 2025Read

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